Grants & Loans

Economic Injury Disaster Loans

Small nonfarm businesses in 15 Washington counties are now eligible to apply for low‑interest federal disaster loans from the U.S. Small Business Administration. Counties include King, Pierce, Skagit and Snohomish, Chelan, Island, Kitsap, Kittitas, Lewis, Mason, Okanogan, San Juan, Thurston, Whatcom and Yakima. Small nonfarm businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations of any size may qualify for Economic Injury Disaster Loans of up to $2 million to help meet financial obligations and operating expenses which could have been met had the disaster not occurred. These loans have an interest rate of 4 percent for businesses and 2.75 percent for private nonprofit organizations, a maximum term of 30 years.

Applicants may apply online, receive additional disaster assistance information and download applications at The deadline to apply for economic injury is April 29, 2020.

SBA Certified Development Company (504) Loan Program

Loan Program provides small businesses with long-term, fixed-rate financing for major fixed assets, such as land and buildings. 504 Loans are potential options for healthcare practitioners who want to build a new office or expand or renovate an existing medical building. Applications accepted on an ongoing basis.

Water and Waste Disposal Loan Guarantees

Water and Waste Disposal Loan Guarantees 
The U.S. Department of Agriculture, USDA Rural Development has a loan guarantee program that helps private lenders provide affordable financing to qualified borrowers to improve access to clean, reliable water and waste disposal systems for households and businesses in rural areas. Applications accepted on an ongoing basis 

SBA 7(a) Guaranteed Loans

SBA provides loan guarantees to financial institutions that provide loans to small businesses (including small healthcare practices) for working capital, equipment purchase, real estate purchase, building construction/renovation, business acquisition, and debt refinancing. Applications accepted on an ongoing basis.

Karma for Cara Foundation Microgrants

Karma for Cara Foundation: Microgrant Program supports youth volunteerism and community service efforts throughout the United States. Youth 18 years of age or younger may apply for grants ranging from $250 to $1,000 to complete service projects in their communities. Funded projects include turning a vacant lot into a community garden, rebuilding a school playground, and helping senior citizens get their homes ready for winter. It is the Foundation’s intent that grants fund the nuts and bolts of projects so stipends, facility rentals, and transportation costs are not funded. Application deadlines are quarterly throughout the year, and the remaining deadlines are July 1 and October 1. Visit Karma for Cara Foundation’s website to apply online.

Wildhorse Foundation

The Wildhorse Foundation invites applications from Northwestern Tribes for grants of up to $20,000. Grants will be awarded to organizations serving the tribes of the Umatilla Indian Reservation, in the area today known as northeastern Oregon and southeastern Washington and includes counties in Morrow, Umatilla, Union, and Wallowa counties in Oregon and Benton, Columbia, and Walla Walla counties in Washington, along with Native American organization in the Pacific Northwest region. Grants will be awarded in the areas of the arts, cultural activities, education, environmental protection, gambling addiction prevention, education and treatment, historic preservation, public health, public safety, and salmon restoration.  There are four grant periods per year.  Deadlines are January 1, April 1, July 1 & October 1. Link to Complete RFP

National Telecommunications and Information Administration

The National Telecommunications and Information Administration (NTIA) released a searchable database of 50 federal broadband programs representing billions of dollars for broadband grants, loans, and other resources. The guide is intended to aid community leaders in finding federal broadband funding and permitting information. 

Rural LISC Community Facilities Fund

The Rural LISC Community Facilities Fund helps develop and improve essential community facilities (such as hospitals, healthcare centers, educational facilities, etc.) in rural areas. Nonprofits and public entities are eligible, though facilities must be located in rural areas with a population under 20,000; preference will be given for high-poverty or persistent poverty areas. Individual awards of $100,000 to $8 million. Application Deadline: Applications accepted on an ongoing basis.

Commerce Department’s Economic Development Administration

The Commerce Department’s Economic Development Administration (EDA) has published the Fiscal Year 2018 (FY2018) Disaster Supplemental Notice of Funding Opportunity (NOFO) making $587 million available to eligible grantees in communities impacted by natural disasters in 2017. EDA disaster grants are made by its Regional Offices under the agency’s Economic Adjustment Assistance (EAA) Program (PDF), which enables EDA to make awards that support a wide range of construction and non-construction activities in areas which experience sudden and prolonged severe economic dislocation. There are no application deadlines and the agency will accept proposals on a rolling basis until all funds are obligated.

Veterans of Foreign Wars

Veterans of Foreign Wars is accepting applications from military service members who have been deployed in the last six years and have run into unexpected financial difficulties as a result of deployment or other military-related activity. The program provides financial assistance of up to $1,500 to assist with basic life needs in the form of a grant. To be eligible, the applicant must be a service member or eligible dependent listed under the Defense Enrollment Eligibility Reporting System (DEERS). Link to Complete RFP

Operation Homefront

Operation Homefront founded in 2002, is a national nonprofit organization whose mission is to build strong, stable and secure military families. Operation Homefront assists military families during difficult financial times by providing food assistance, auto and home repair, vision care, travel and transportation, moving assistance, essential home items, and rent-free transitional housing for wounded veterans and their families.

Humanities Washington Opportunity Grants

Humanities Washington Opportunity Grants are available to small or rural organizations for public humanities presentations. Opportunity grants do not require a funding match, and organizations may request up to $1,000. Applications are accepted on a rolling basis throughout the year, and until all funds are distributed.

Pollination Project

The Pollination Project is accepting applications from individuals for projects in the areas of arts and culture, community health and wellness, the environment, and justice. Seed grants of up to $1,000 will be awarded to social entrepreneurs for projects in the early stages of development; Applications are funded throughout the year

Beneficial State Foundation Sponsorship Program

Beneficial State Foundation Sponsorship Program supports nonprofit organizations in the communities the bank serves in California, Oregon, and Washington. Sponsorships of up to $1,000 are provided to organizations that are engaged in affordable housing, sustainable community and economic development, minority-owned businesses, clean and efficient energy, recycling, and sustainable food, fisheries, and agriculture. Sponsorship applications are reviewed throughout the year. Visit the Foundation’s website to submit an online sponsorship request

USDA Small Business Loans and Grants
usda-rural1USDA is accepting applications for loans and grants to support business expansion, create jobs and increase economic opportunities in rural communities. Funding is being provided through USDA’s Rural Microentrepreneur Assistance Program (RMAP). RMAP provides loans and grants to Microenterprise Development Organizations (MDOs) to help microentrepreneurs – very small businesses with 10 or fewer employees – access capital to start or grow businesses. MDOs use the funds to provide training and technical assistance to small businesses or to establish revolving loan funds that provide micro-loans, typically $5,000 to $50,000, to rural microentrepreneurs. Application forms may be obtained from any USDA Rural Development State Office.


State Trade Export Promotion Grant (STEP)
Through a grant provided by the U.S. Small Business Administration, Washington State small businesses may apply for an export voucher worth up to $5,000 from the Washington State Department of Commerce. The funds may be used to offset export-related expenses such as international trade show/trade mission fees, international airfare, shipping of samples, compliance testing, website translation, and services from the US Commercial Service. Eligibility requirements apply, as well as a 25% company match of up to $1,250. For more information, contact Michele Ko, Business Development Manager, at or 206-256-6102. Applications will be accepted through August 31, 2019.
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