Grants & Loans
Economic Injury Disaster Loans
Small nonfarm businesses in 15 Washington counties are now eligible to apply for low‑interest federal disaster loans from the U.S. Small Business Administration. Counties include King, Pierce, Skagit and Snohomish, Chelan, Island, Kitsap, Kittitas, Lewis, Mason, Okanogan, San Juan, Thurston, Whatcom and Yakima. Small nonfarm businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations of any size may qualify for Economic Injury Disaster Loans of up to $2 million to help meet financial obligations and operating expenses which could have been met had the disaster not occurred. These loans have an interest rate of 4 percent for businesses and 2.75 percent for private nonprofit organizations, a maximum term of 30 years.
Applicants may apply online, receive additional disaster assistance information and download applications at https://disasterloan.sba.gov/ela. The deadline to apply for economic injury is April 29, 2020.
SBA Certified Development Company (504) Loan Program
Loan Program provides small businesses with long-term, fixed-rate financing for major fixed assets, such as land and buildings. 504 Loans are potential options for healthcare practitioners who want to build a new office or expand or renovate an existing medical building. Applications accepted on an ongoing basis.
Water and Waste Disposal Loan and Grant Program
Water and Waste Disposal Loan Guarantees
Water and Waste Disposal Loan Guarantees
The U.S. Department of Agriculture, USDA Rural Development has a loan guarantee program that helps private lenders provide affordable financing to qualified borrowers to improve access to clean, reliable water and waste disposal systems for households and businesses in rural areas. Applications accepted on an ongoing basis
SBA 7(a) Guaranteed Loans
SBA provides loan guarantees to financial institutions that provide loans to small businesses (including small healthcare practices) for working capital, equipment purchase, real estate purchase, building construction/renovation, business acquisition, and debt refinancing. Applications accepted on an ongoing basis.
Karma for Cara Foundation Microgrants
Karma for Cara Foundation: Microgrant Program supports youth volunteerism and community service efforts throughout the United States. Youth 18 years of age or younger may apply for grants ranging from $250 to $1,000 to complete service projects in their communities. Funded projects include turning a vacant lot into a community garden, rebuilding a school playground, and helping senior citizens get their homes ready for winter. It is the Foundation’s intent that grants fund the nuts and bolts of projects so stipends, facility rentals, and transportation costs are not funded. Application deadlines are quarterly throughout the year, and the remaining deadlines are July 1 and October 1. Visit Karma for Cara Foundation’s website to apply online.
The Wildhorse Foundation invites applications from Northwestern Tribes for grants of up to $20,000. Grants will be awarded to organizations serving the tribes of the Umatilla Indian Reservation, in the area today known as northeastern Oregon and southeastern Washington and includes counties in Morrow, Umatilla, Union, and Wallowa counties in Oregon and Benton, Columbia, and Walla Walla counties in Washington, along with Native American organization in the Pacific Northwest region. Grants will be awarded in the areas of the arts, cultural activities, education, environmental protection, gambling addiction prevention, education and treatment, historic preservation, public health, public safety, and salmon restoration. There are four grant periods per year. Deadlines are January 1, April 1, July 1 & October 1. Link to Complete RFP
Rural eConnectivity Pilot Program
USDA Rural Development will begin accepting the first round of applications for the Rural eConnectivity Pilot Program (ReConnect Program). The ReConnect Program enables USDA to create and implement innovative solutions to rural connectivity by providing various financial options to our partners and customers. The Rural Broadband ReConnect Program furnishes loans and grants to provide funds for the costs of construction, improvement, or acquisition of facilities and equipment needed to provide broadband service in eligible rural areas. Applicants can request technical assistance from USDA by filling out the contact form at https://www.usda.gov/reconnect/contact-us.
National Telecommunications and Information Administration
The National Telecommunications and Information Administration (NTIA) released a searchable database of 50 federal broadband programs representing billions of dollars for broadband grants, loans, and other resources. The guide is intended to aid community leaders in finding federal broadband funding and permitting information.
Rural LISC Community Facilities Fund
The Rural LISC Community Facilities Fund helps develop and improve essential community facilities (such as hospitals, healthcare centers, educational facilities, etc.) in rural areas. Nonprofits and public entities are eligible, though facilities must be located in rural areas with a population under 20,000; preference will be given for high-poverty or persistent poverty areas. Individual awards of $100,000 to $8 million. Application Deadline: Applications accepted on an ongoing basis.
Commerce Department’s Economic Development Administration
Veterans of Foreign Wars
Veterans of Foreign Wars is accepting applications from military service members who have been deployed in the last six years and have run into unexpected financial difficulties as a result of deployment or other military-related activity. The program provides financial assistance of up to $1,500 to assist with basic life needs in the form of a grant. To be eligible, the applicant must be a service member or eligible dependent listed under the Defense Enrollment Eligibility Reporting System (DEERS). Link to Complete RFP
Operation Homefront founded in 2002, is a national nonprofit organization whose mission is to build strong, stable and secure military families. Operation Homefront assists military families during difficult financial times by providing food assistance, auto and home repair, vision care, travel and transportation, moving assistance, essential home items, and rent-free transitional housing for wounded veterans and their families.
Kresge Foundation: Arts and Culture Program
Humanities Washington Opportunity Grants
NewSchools Venture Fund
NewSchools Venture Fund is a national nonprofit that supports and invests in promising entrepreneurs and teams of educators who want to reimagine learning and achieve outstanding results for schools, students, and educators. To help advance this mission, the fund is accepting applications from teams of educators and entrepreneurs with bold ideas for reimagining pre-K-12 learning. Various application dates. Link to Complete RFP.
Beneficial State Foundation Sponsorship Program
USDA Small Business Loans and Grants